http://investing.curiouscatblog.net/2008/07/13/many-retirees-face-prospect-of-outliving-savings/ Tue, 07 Feb 2012 05:51:18 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://investing.curiouscatblog.net/2008/07/13/many-retirees-face-prospect-of-outliving-savings/comment-page-1/#comment-4374 Immediate Annuities at Curious Cat Investing and Economics Blog Tue, 14 Apr 2009 15:35:19 +0000 http://investing.curiouscatblog.net/?p=285#comment-4374 Social security payments are effectively an annuity (that also increases each year, to counter inflation). While living off social security payments alone is not an enticing prospect, as a portion of a retirement plan those payments can be valuable... Social security payments are effectively an annuity (that also increases each year, to counter inflation). While living off social security payments alone is not an enticing prospect, as a portion of a retirement plan those payments can be valuable…

]]> http://investing.curiouscatblog.net/2008/07/13/many-retirees-face-prospect-of-outliving-savings/comment-page-1/#comment-3417 Matt Mon, 14 Jul 2008 03:23:58 +0000 http://investing.curiouscatblog.net/?p=285#comment-3417 This is an interesting post about retirees. I think many people on average spend much less in retirement than before retirement, so savings may last longer. The general point of this that people are not saving enough for retirement is absolutely correct. Young retirees should allocate more of their portfolio to equities and have a lower withdrawal percentage to reduce the probability of outliving savings. This is an interesting post about retirees. I think many people on average spend much less in retirement than before retirement, so savings may last longer. The general point of this that people are not saving enough for retirement is absolutely correct. Young retirees should allocate more of their portfolio to equities and have a lower withdrawal percentage to reduce the probability of outliving savings.

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