Comments on: 60% of Workers in the USA Have Less Than $25,000 in Retirement Savings http://investing.curiouscatblog.net/2012/03/13/60-of-workers-in-the-usa-have-less-than-25000-in-retirement-savings/ Tue, 23 Apr 2013 22:51:47 +0000 hourly 1 http://wordpress.org/?v=3.5.1 By: Household Income Data in the USA Since the Credit Crisis Recession Began at Curious Cat Investing and Economics Blog http://investing.curiouscatblog.net/2012/03/13/60-of-workers-in-the-usa-have-less-than-25000-in-retirement-savings/comment-page-1/#comment-6398 Household Income Data in the USA Since the Credit Crisis Recession Began at Curious Cat Investing and Economics Blog Sun, 02 Sep 2012 12:32:16 +0000 http://investing.curiouscatblog.net/?p=1606#comment-6398 [...] 10% $112,000, 25% $66,000 – Looking at Data on the Value of Different College Degrees – 60% of Workers in the USA Have Less Than $25,000 in Retirement Savings – Credit Card Regulation Has Reduced Abuse By Banks August 28th, 2012 John Hunter | Leave a [...]

]]> By: John Hunter http://investing.curiouscatblog.net/2012/03/13/60-of-workers-in-the-usa-have-less-than-25000-in-retirement-savings/comment-page-1/#comment-6152 John Hunter Tue, 20 Mar 2012 05:42:10 +0000 http://investing.curiouscatblog.net/?p=1606#comment-6152 It is true that the positive net value of your home is an asset. Things get tricky in trying to evaluate it though. If you sell it, you have to live somewhere.

I do agree excluding that value means you have a weaker understanding than if you know both the other assets and the net value of your primary residence. One of the things you will notice with personal finance advice is it often oversimplifies. Obviously it makes a big difference in what is an appropriate emergency fund or retirement if one person owns their house free and clear and has no property tax and someone else has a large rental payment each month.

For most retirement surveys, advice, data… they exclude primary residence. I agree it is not wise, but I do agree it is also no wise to just lump it with other assets – I think you need to have both values and keep them separate.

]]> By: Miiockm http://investing.curiouscatblog.net/2012/03/13/60-of-workers-in-the-usa-have-less-than-25000-in-retirement-savings/comment-page-1/#comment-6151 Miiockm Tue, 20 Mar 2012 04:37:48 +0000 http://investing.curiouscatblog.net/?p=1606#comment-6151 A house is an asset so it doesn’t seem completely fair not to include it as they could sell it at anytime.

]]> By: Carnival of Personal Finance – Ted Talks Edition http://investing.curiouscatblog.net/2012/03/13/60-of-workers-in-the-usa-have-less-than-25000-in-retirement-savings/comment-page-1/#comment-6150 Carnival of Personal Finance – Ted Talks Edition Mon, 19 Mar 2012 11:34:44 +0000 http://investing.curiouscatblog.net/?p=1606#comment-6150 [...] Hunter from Curious Cat Investing and Economics Blog presents 60% % of Workers in the USA Have Less Than $25,000 in Retirement Savings, and says, “Determining the perfect amount to save for retirement is complicated. A [...]

]]>